Financial services manager

BMW/MINI St. John?s is a reputable automotive dealership committed to providing exceptional service and innovative solutions to our valued customers. We pride ourselves on our diverse team of professionals who share a passion for the automotive industry and a dedication to exceeding customer expectations. We are looking for an experienced and motivated Financial Services Manager to join our team! In this role, you?ll work closely with customers throughout the vehicle purchasing process, helping them understand their financing, leasing, and insurance options while ensuring everything is completed accurately and efficiently. *This is a commission-based position with the potential to earn $100,000+ for high-producing sales professionals.* *Key Responsibilities* * Present financing and insurance options to customers and explain the benefits of various products and services * Thorough comprehension and ability to explain the benefits of the products and services offered in the business office, knowledge of financing, leasing and credit granting with the capability to use business office software * Thoroughly disclosing all the financial and product information pertaining to the customer?s agreement * Review customer credit applications and negotiate financing terms with lending institutions. * Receive and receipt customer deposits/partial payments * Research liens on vehicles being traded in by customers or on vehicles being purchased by the dealership * Develop and implement strategic plans to maximize profitability and achieve sales targets * Stay informed about industry trends, market conditions, and new financial products and services * Handle customer inquiries and resolve any issues related to financing and insurance *Skills Required* * Strong communication and interpersonal skills with the ability to build trust and rapport with customers. * Excellent organization skills and the ability to manage multiple priorities and deadlines. * Strong attention to detail and accuracy when working with financial information and documentation. * Ability to explain financial products and agreements clearly and confidently. * Comfortable working in a fast-paced environment while maintaining accuracy. * Ability to work independently while also being a strong team player. * Professional, friendly, and customer-focused approach. *Qualifications* * 2+ years' experience in sales and/or finance is required (automotive preferred) * Bachelor's degree in finance, business administration, or related field is preferred * Strong understanding of financial products and services, including loans, leases, and insurance products * Proficiency in computer software applications, including MS Office and finance management systems * Valid Class 5 Drivers License with a Driver's Abstract * Record of Conduct *Hours of Work: *This is a permanent, full-time position with a flexible schedule based on Sales Department hours, including two evenings per week and weekends. Capital Auto Group is an equal opportunity employer and is committed to fostering a workforce in each of our locations that reflects the diversity of the community in which we perform business. We thank all candidates for their interest, however, only those selected for an interview will be contacted. If selected for an interview, please advise us of any accommodation you may require throughout the recruitment process. _*About Us!*_ _Capital Auto Group was founded in 1984 by Frank Howard and has grown from a single operation into one of Newfoundland and Labrador?s most respected automotive groups. Today, it represents some of the world?s leading automotive brands and delivers a full spectrum of vehicle sales, service, collision repair, and glass expertise. Its automotive portfolio includes BMW St. John?s, MINI St. John?s, Capital Subaru, Capital Mitsubishi, Capital Hyundai, Capital Ford, Capital Lincoln, Genesis St. John?s, Capital Auto Centre, Capital Collision Centre, Capital Glass Expe